We help people who can no longer cope with their long-term financial problems on their own. These debt relief services we can provide on the accreditation of Ministry of Justice basis. Our professional counselling concerns debt, personal bankruptcy, executions, and help with overall orientation in one’s financial commitments. We help our clients to communicate with authorities, insolvency administrators and courts. We provide legal advice in financial field.

We always discuss the situation with our clients and together we make an effort to find solution. When the client is in an imminent danger of bankruptcy, or the bankruptcy has already been announced, usually the only option is a debt relief request. We assist our client from the beginning to the end – through submitting the debt relief request to the court, to the debt relief authorization. Meanwhile, we encourage our clients to see through their commitments, to find strength to address their insolvency administrators and request cooperation.

Personal bankruptcy counselling belongs also to our services. We help people to start up living a life without debts.

The number of families with any or little financial literacy still rises. We help these families to count their monthly income and expenses, we help them set their family budget, see where to save money, and manage their finances. We explain the danger of fast internet loans, such that require a single proof of identification to have the money on their account instantly.

We communicate with executors, we advise our clients to arrange a repayment calendar with their creditors and also to pay instalment regularly.

We advise the families to increase their income with work or a part-time job, and lead them to understanding that a whole life based on social benefits is not the best way of living.